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The Over 50s Plan: the opposite of too much fuss

No medicals, no fuss, just guaranteed acceptance.

As a mutual insurance society, we have no shareholders to pay dividends to. That means we can focus on delivering products and services that best suit the needs of our customers.

If you’re looking to give your family the protection of a lump sum when you die, this is the place to get it sorted easily. Everything you need to know is right here, and it’s from a name you can trust. With our over 50s life insurance you can choose your level of cover or how much you want to pay – from just £10 a month.

Why the Reliance Mutual Over 50s Plan

  • Guaranteed cash lump sum for your loved ones when you die 2 or more years after starting cover.
  • Guaranteed acceptance if you’re a UK resident aged between 50 and 74 for
    cover up to £20,000.
  • Fixed monthly premiums that never go up.
  • Choose how much cover you want or how much you pay – starting at just £10 a month.
  • No medical or health questions.
  • Cover continues throughout your life, but you stop paying premiums at 90.

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Your questions answered

Find the answers to the most frequently asked questions

See FAQs

Important to know

When considering this type of plan you should understand how it works...

  • If you stop paying premiums before you're 90, cover stops and you won't get anything back.
  • If you die in the first two years, you won't receive the cash lump sum (unless your death is a result of a fatal accident), but your premiums will be returned.
  • This is a life insurance policy and not a savings plan and is only payable when you die.
  • Your cover is fixed at the start, so inflation means it will buy less in the future.
  • The cash payout normally goes to your estate. Inheritance tax could apply - find out more.
  • Financial support on bereavement may be available from the State - find out more.

Do you qualify?

  • Are you aged
  • Are you
    a UK resident?

If so, yes. It’s as easy as that.

What the Plan provides

A cash lump sum paid out when you die to help towards:

  • Paying off unpaid bills or other expenses
  • Providing a nest egg for someone special
  • Funeral expenses

For fund prices, company news, membership information and details about the AGM, visit our Corporate Home Page

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Over 50s Plan Quick Quote in seconds!

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Need help?

Just call our customer service team on

0808 168 5354

Our lines are open Monday to Friday 9am - 5pm

Calls may be recorded for training and monitoring purposes

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